Global Accounts for E-commerce and Online Businesses

Get paid, move money, and manage currencies with a trusted fintech partner built for digital merchants.

Dedicated multi-currency IBANs for seamless payouts and settlements

Accept payments from marketplaces, PSPs, and global customers

Your money protected by the laws of England and Wales

Your funds are fully safeguarded in accordance with FCA regulations.

Receive local payments in key global regions

Send and receive payments around the world in the local currency using domestic payment networks with a local multi currency IBAN in the below regions.

United Kingdom

With a UK IBAN multi-currency account, you can send and receive GBP payments via the Faster Payments, CHAPS, and SWIFT networks.

USA

Send and receive instant USD payments like a US resident with a USD account and ABA routing number.

Denmark

Send and receive local DKK payments and international payments in 34 currencies with a Danish IBAN.

EU

EU IBAN

Access all the benefits of a European IBAN business account — no residency required.

Singapore

Access all the benefits of a Singapore business account — no residency required.

Hong Kong

Access all the benefits of a Hong Kong business account — no residency required.

Send, receive, and hold the following currencies with a multi-currency account from Payset.

Currency

Storing Fee

Safe- guarding

Australian Dollar

Free

Bahrain Dollar

Free

Brazilian Real (BRL)

Free

Bulgarian Lev

Free

Canadian Dollar

Free

Chinese Yuan

Free

Croatian Kuna

Free

Czech Koruna

Free

Danish Krone

Free

Euro

Free

Hong Kong Dollar

Free

Hungarian Forint

Free

Indian Rupee

Free

Israeli Shekel

Free

Japanese Yen

Free

Kenyan Shilling

Free

Kuwait Dinar

Free

Malaysian Ringgit

Free

Mexican Peso

Free

Currency

Storing Fee

Safe- guarding

New Zealand Dollar

Free

Norwegian Krone

Free

Omani Rial

Free

Philippines Peso

Free

Polish Zloty

Free

Qatar Rial

Free

Romanian Leu

Free

Saudi Riyal

Free

Singapore Dollar

Free

South African Rand (ZAR)

Free

Swedish Krona

Free

Swiss Franc

Free

Thai Baht

Free

Turkish Lira

Free

UAE Dirham

Free

Ugandan Shilling

Free

UK Sterling

Free

US Dollar

Free

Currency

Storing Fee

Safe- guarding

Australian Dollar

Free

Bahrain Dollar

Free

Brazilian Real (BRL)

Free

Bulgarian Lev

Free

Canadian Dollar

Free

Chinese Yuan

Free

Croatian Kuna

Free

Czech Koruna

Free

Danish Krone

Free

Euro

Free

Hong Kong Dollar

Free

Hungarian Forint

Free

Indian Rupee

Free

Israeli Shekel

Free

Japanese Yen

Free

Kenyan Shilling

Free

Kuwait Dinar

Free

Malaysian Ringgit

Free

Mexican Peso

Free

New Zealand Dollar

Free

Norwegian Krone

Free

Omani Rial

Free

Philippines Peso

Free

Polish Zloty

Free

Qatar Rial

Free

Romanian Leu

Free

Saudi Riyal

Free

Singapore Dollar

Free

South African Rand (ZAR)

Free

Swedish Krona

Free

Swiss Franc

Free

Thai Baht

Free

Turkish Lira

Free

UAE Dirham

Free

Ugandan Shilling

Free

UK Sterling

Free

US Dollar

Free

Send, receive payments to/from the following regions with a multi-currency account from Payset.

Åland Islands

Algeria

American Samoa

Andorra

Angola

Anguilla

Antarctica

Antigua and Barbuda

Argentina

Armenia

Aruba

Australia

Austria

Azerbaijan

Bahamas

Bahrain

Bangladesh

Barbados

Belgium

Belize

Benin

Bermuda

Bhutan

Bolivia

Bonaire, Sint Eustatius and Saba

Bosnia-Herzegovina

Botswana

Bouvet Island

Brazil

British Indian Ocean Territory

British Virgin Islands

Brunei Darussalam

Bulgaria

Cambodia

Cameroon

Canada

Cape Verde

Cayman Islands

Chad

Chile

China

Christmas Island

Cocos Islands

Comoros

Cook Islands

Costa Rica

Côte D'Ivoire

Croatia

Curacao

Cyprus

Czech Republic

Denmark

Djibouti

Dominica

Ecuador

Egypt

Equatorial Guinea

Estonia

Falkland Islands

Faroe islands

Fiji

Finland

France

French Guiana

French Polynesia

French Southern Territories

Gabon

Gambia

Georgia

Germany

Ghana

Gibraltar

Greece

Greenland

Grenada

Guadeloupe

Guam (GUM)

Guernsey

Guinea

Heard Island

Hong Kong

Hungary

Iceland

India

Indonesia

Ireland

Isle Of Man

Israel

Italy

Jamaica

Japan

Jersey

Jordan

Kazakhstan

Kenya

Kiribati

Kosovo

Kuwait

Kyrgyzstan

Lao People's Democratic Republic

Latvia

Lesotho

Liberia

Liechtenstein

Lithuania

Luxembourg

Macau

Macedonia

Madagascar

Malawi

Malaysia

Maldives

Malta

Marshall Islands

Martinique

Mauritania

Mauritius

Mayotte

Mexico

Micronesia

Monaco

Mongolia

Montenegro

Montserrat

Morocco

Mozambique

Namibia

Nauru

Nepal

Netherlands

Netherlands Antilles

New Caledonia

New Zealand

Niger

Niue

Norfolk Island

North Mariana Islands

Norway

Oman

Palau

Panama

Papua New Guinea

Paraguay

Peru

Philippines

Pitcairn

Poland

Portugal

Puerto Rico

Qatar

Republic of the Congo

Réunion

Romania

Rwanda

Saint Berthélemy

Saint Helena, Ascension and Tristan

Saint Martin (French part)

Saint Pierre and Miquelon

Samoa

San Marino

São Tomé and Principe

Saudi Arabia

Serbia

Seychelles

Sierra Leone

Singapore

Slovakia

Slovenia

Solomon Islands

South Africa

South Georgia

South Korea

Spain

Sri Lanka

St Kitts & Nevis

St Lucia

St Maarten

St. Vincent and the Grenadines

Suriname

Svalbard and Mayen

Swaziland

Sweden

Switzerland

Taiwan

Tajikistan

Tanzania

Thailand

Timor-Leste

Togo

Tokelau

Tonga

Trinidad & Tobago

Tunisia

Turkey

Turks & Caicos

Tuvalu

Uganda

United Arab Emirates

United Kingdom

United States

United States Minor Outlying Islands

United States Virgin Islands

Uruguay

Uzbekistan

Vatican City State

Vietnam

Wallis and Futuna

Zambia

Spend like a local with company-issued debit cards

Give your team the purchasing power to work affordably and efficiently around the world with physical and virtual debit cards.

debit card pset

Enjoy enhanced transaction security

Protect your money with several layers of security, including 2-factor authentication and multi-signature capabilities.

Securely store funds in 34 currencies

Your funds are securely stored in trusted financial institutions.

What to expect when opening a multi currency account

With our simple online onboarding system, you can easily apply for a Payset account in minutes and start receiving international payments within 48 hours.

We’ll ask for general information to help us better understand your company:

  • Industry
  • Presence in the incorporation country
  • Business sector

We’ll also ask for information to help us better understand your company’s activities and pair you with a banking partner that suits your needs, including:

  • An overview of the actual activities of the company
  • The volume and number of transactions that we can expect for both incoming and outgoing payments
  • Countries of business (where we can expect to see incoming and outgoing payments to/from)

  • Currencies that you need in your account

We will also require identity verification for the significant entities within the company, including:

  • ID
  • Proof of address
  • Shareholders’ certificate

We’ll ask you to provide documents related to your company, such as:

  • Registration certificate
  • Proof of address
  • Bank statements

With our simple online onboarding system, you can easily apply for a Payset account in minutes and start receiving international payments within 48 hours.

We’ll need the following details:

  • Full name
  • Residential address
  • Country of citizenship
  • Phone number
  • Email address

Please be prepared to provide:

  • Date of birth

  • Employment status

  • Intended use of the account (e.g., personal savings, international transfers, freelance income)

  • Countries you plan to send or receive funds from

  • Whether you plan to use the account for cryptocurrency transactions
    Note: We are crypto-friendly, with some limitations.

  • Whether you or a close family member is a Politically Exposed Person (PEP)

We’ll ask for:

  • Your estimated monthly transaction volumes (incoming and outgoing)

  • The primary source(s) of your funds (e.g., salary, investments, business income)

Please have the following ready for upload:

  • A valid photo ID (passport, national ID, or driver’s license)

  • Proof of address dated within the last 3 months (e.g., utility bill or bank statement)

To complete your onboarding, you’ll be directed to a secure third-party provider to:

  • Take a selfie

  • Upload your ID for facial and document verification

Payset supports up to 34 currencies. The currencies available to you depend on your region, industry, and account type. You can view your available currencies in your account dashboard. If you need access to a currency not currently available, you can request it through your account dashboard.

No, Payset does not charge fees for receiving payments. However, fees may apply for other transactions, such as sending money or currency conversions. For detailed information on fees, please refer to the pricing section in your account dashboard.

The time it takes to receive money depends on the payment network and the currencies involved. 


For example:

  • SWIFT payments: 1–5 business days
  • SEPA payments: 1–2 business days
  • Faster Payments: up to a few hours
  • ACH payments: 1–3 business days
  • BACS payments: 3–5 business days
  • TARGET2 payments: 1–3 business days

Please note that weekends, holidays, and cut-off times may affect processing times. 

To receive funds, provide the sender with the appropriate account details for the currency you wish to receive. These details can be found in your Payset account dashboard. For internal transfers between Payset users, you can share your Payset ID, which allows for free and instant transactions.

Payset does not impose transaction limits on multi-currency accounts. However, higher-volume transactions may require additional anti-fraud verification. If you plan to receive a large transaction, it’s advisable to contact Payset in advance to avoid verification delays.

Accept international payments with Payset

Receive payments from around the world and keep your money secure in trusted financial institutions.

Receive, hold and exchange money in 34 currencies worldwide

Special conditions for the startups

Simplify multi-currency payments, and access affordable currency exchange.

Special conditions for the startups

Simplify multi-currency payments, and access affordable currency exchange.