Personal multi currency accounts
Discover the benefits of a personal foreign currency account in 34 currencies, ideal for freelancers, contractors, and individuals.
Easily pay and get paid around the world
Send and receive 34 currencies to/from 180+ countries and easily manage your payments from one online dashboard.
Ã…land Islands
Algeria
American Samoa
Andorra
Angola
Anguilla
Antarctica
Antigua and Barbuda
Argentina
Armenia
Aruba
Australia
Austria
Azerbaijan
Bahamas
Bahrain
Bangladesh
Barbados
Belgium
Belize
Benin
Bermuda
Bhutan
Bolivia
Bonaire, Sint Eustatius and Saba
Bosnia-Herzegovina
Botswana
Bouvet Island
Brazil
British Indian Ocean Territory
British Virgin Islands
Brunei Darussalam
Bulgaria
Cambodia
Cameroon
Canada
Cape Verde
Cayman Islands
Chad
Chile
China
Christmas Island
Cocos Islands
Comoros
Cook Islands
Costa Rica
Côte D'Ivoire
Croatia
Curacao
Cyprus
Czech Republic
Denmark
Djibouti
Dominica
Ecuador
Egypt
Equatorial Guinea
Estonia
Falkland Islands
Faroe islands
Fiji
Finland
France
French Guiana
French Polynesia
French Southern Territories
Gabon
Gambia
Georgia
Germany
Ghana
Gibraltar
Greece
Greenland
Grenada
Guadeloupe
Guam (GUM)
Guernsey
Guinea
Heard Island
Hong Kong
Hungary
Iceland
India
Indonesia
Ireland
Isle Of Man
Israel
Italy
Jamaica
Japan
Jersey
Jordan
Kazakhstan
Kenya
Kiribati
Kosovo
Kuwait
Kyrgyzstan
Lao People's Democratic Republic
Latvia
Lesotho
Liberia
Liechtenstein
Lithuania
Luxembourg
Macau
Macedonia
Madagascar
Malawi
Malaysia
Maldives
Malta
Marshall Islands
Martinique
Mauritania
Mauritius
Mayotte
Mexico
Micronesia
Monaco
Mongolia
Montenegro
Montserrat
Morocco
Mozambique
Namibia
Nauru
Nepal
Netherlands
Netherlands Antilles
New Caledonia
New Zealand
Niger
Niue
Norfolk Island
North Mariana Islands
Norway
Oman
Palau
Panama
Papua New Guinea
Paraguay
Peru
Philippines
Pitcairn
Poland
Portugal
Puerto Rico
Qatar
Republic of the Congo
Réunion
Romania
Rwanda
Saint Berthélemy
Saint Helena, Ascension and Tristan
Saint Martin (French part)
Saint Pierre and Miquelon
Samoa
San Marino
São Tomé and Principe
Saudi Arabia
Serbia
Seychelles
Sierra Leone
Singapore
Slovakia
Slovenia
Solomon Islands
South Africa
South Georgia
South Korea
Spain
Sri Lanka
St Kitts & Nevis
St Lucia
St Maarten
St. Vincent and the Grenadines
Suriname
Svalbard and Mayen
Swaziland
Sweden
Switzerland
Taiwan
Tajikistan
Tanzania
Thailand
Timor-Leste
Togo
Tokelau
Tonga
Trinidad & Tobago
Tunisia
Turkey
Turks & Caicos
Tuvalu
Uganda
United Arab Emirates
United Kingdom
United States
United States Minor Outlying Islands
United States Virgin Islands
Uruguay
Uzbekistan
Vatican City State
Vietnam
Wallis and Futuna
Zambia
Pay anywhere with a local currency debit card
Use a Payset debit card in the currency of your choosing when traveling abroad and spend like a local.
Spending control
Oversee transactions, set spending limits, control access and where cards are used.
Virtual cards
Set up virtual spending accounts for budgeting, travel, or one-time payments.
Physical cards
Get debit cards in your chosen currency to spend like a local while abroad.
Your money is always protected
Advanced anti-fraud protocols, robust transaction security, data protection, and safeguarding. Your money is secure at Payset.
FCA Regulation
Your funds are safeguarded in compliance with FCA regulations.
Fraud Prevention
We keep your money safe with advanced fraud prevention measures.
Data Protection
Your sensitive data is protected by the highest standard security protocols.
Enjoy enhanced transaction security
Protect your transactions with added layers of security, including 2-factor authentication and multi-signature capabilities.
Security
Quick and simple onboarding
Sign up in minutes via our online onboarding system and begin using your account in 1-3 business days.
Onboarding
What to expect when opening an account
Our refined online onboarding system makes opening a personal multi currency account quick and effortless.
Personal Information
We’ll need the following details:
- Full name
- Residential address
- Country of citizenship
- Phone number
- Email address
General Information
Please be prepared to provide:
- Date of birth
- Employment status
- Intended use of the account (e.g., personal savings, international transfers, freelance income)
- Countries you plan to send or receive funds from
- Whether you plan to use the account for cryptocurrency transactions
Note: We are crypto-friendly, with some limitations. - Whether you or a close family member is a Politically Exposed Person (PEP)
Financial Information
We’ll ask for:
- Your estimated monthly transaction volumes (incoming and outgoing)
- The primary source(s) of your funds (e.g., salary, investments, business income)
Document Uploads
Please have the following ready for upload:
- A valid photo ID (passport, national ID, or driver’s license)
- Proof of address dated within the last 3 months (e.g., utility bill or bank statement)
Identity Verification
To complete your onboarding, you’ll be directed to a secure third-party provider to:
- Take a selfie
- Upload your ID for facial and document verification
What is a Payset personal multi-currency account?
A Payset personal multi-currency account allows you to receive, hold, and exchange funds in 34 different currencies. With this account, you can make cross-border payments, store multiple currencies securely, and manage your finances from a single online dashboard.
How do I open a personal Payset account?
- Click the Get Started button on the Payset website.
- Register using your email address or through your Google or Apple account.
- Complete the onboarding process by providing necessary documentation, including a government-issued ID, power of attorney, and a selfie verification.
Are there any fees associated with a personal Payset account?
While Payset does not charge fees for receiving funds, certain transactions, such as sending money, may incur fees. For detailed information on fees, please refer to the pricing section in your account dashboard or refer to our pricing page.
How do I add new currencies to my Payset account?
To add a new currency to your Payset account, simply log in to your dashboard and click on the “Add Currency” option located next to your existing currency wallets.
From the dropdown menu, select the desired currency, and a new wallet for that currency will be created. You can then start sending, receiving, and exchanging funds in that currency immediately.
How secure is my personal Payset account?
Payset employs robust security measures to protect your account:
- Two-Factor Authentication (2FA): Adds an extra layer of security during login.
- Data Encryption: Ensures your personal and financial information is securely transmitted.
- Secure Access: Access to your account is protected by a username and password, along with SMS verification.
- Safeguarding: Payset client funds are protected through a process known as safeguarding, wherein 100% of client funds are segregated from Payset’s own funds.
Personal multi currency accounts
Easily manage your global payments in 34 currencies from a single online dashboard.